How Reava Split Works

For the best experience, yes. However, you can still create expenses and send payment reminders via SMS to friends who don't have the app yet. They'll receive a link to view their share and instructions on how to pay.

Absolutely. We use bank-level encryption to protect all your financial data. We don't store your M-Pesa PIN or full card details on our servers. All payments are processed through secure, regulated payment processors.

Reava Split supports multiple currencies. When creating an expense, simply select the currency from the dropdown menu. The app will automatically convert the amount to KES for local users based on current exchange rates.

Reava Split will automatically send friendly reminders to users who have outstanding payments. You can also manually send reminders through the app. All group members can see who has and hasn't paid, creating gentle social pressure to settle debts.