Split Bills, Not Friendships

Reava Split makes it easy to share expenses with friends, family, or roommates. Simply create an expense, add participants, choose how to split the bill (equally, by percentage, or by items), and everyone gets notified of what they owe. You can settle up through M-Pesa or bank transfer, and the app keeps track of all balances automatically.

The core features of Reava Split are completely free! This includes creating unlimited groups, splitting expenses, and tracking balances. There are no hidden fees or charges for basic usage. For premium features like receipt scanning, expense analytics, and currency conversion, we offer an affordable subscription plan at KES 299/month.

Yes! While it's easier if everyone uses Reava Split, you can invite friends via SMS or WhatsApp. They'll receive a link showing what they owe and payment options. Non-users can pay using M-Pesa or bank transfer without downloading the app. However, to track expenses and get all features, we recommend inviting friends to join—it's free and takes less than a minute to register!

Creating a group is simple! Tap the "+" button on the home screen, select "New Group," then add a name and members from your contacts or by entering phone numbers/emails. You can create different groups for roommates, trips, events, or recurring bills. Each group has its own expense history and balance sheet. Group admins can add/remove members, while all members can add expenses and make payments.

Your security is our top priority. We use bank-level encryption to protect all your data and financial information. We don't store complete bank account or card details on our servers. All payment processing is handled through secure, licensed payment processors. Additionally, you can enable biometric authentication (fingerprint or face recognition) for added security. Our privacy policy ensures we never sell your personal data to third parties.

Absolutely! We've implemented the highest security standards for all financial connections. When you link your M-Pesa or bank account, we use token-based authentication, which means we never store your actual account credentials. All transactions require your confirmation and are processed through official banking and M-Pesa APIs.

Reava Split can handle virtually any shared expense! Common uses include restaurant bills, rent and utilities, groceries, travel expenses, event tickets, group gifts, and subscription services. You can categorize expenses for better tracking and create recurring expenses for regular bills. Our receipt scanning feature makes it easy to split itemized bills like restaurant checks or shopping receipts, automatically detecting individual items that can be assigned to specific people.

Yes! Reava Split offers multiple splitting methods to ensure fairness in any situation. Beyond the standard equal split, you can split by exact amounts (where you specify how much each person pays), by percentages (useful for income-based splits among roommates), or by items (where each person pays for specific items they ordered or used). For restaurant bills, you can even split the bill equally but have certain people cover specific items like drinks or desserts.

You can edit or delete any expense as long as no payments have been made against it. Simply open the expense, tap the edit icon (or three dots menu), and select "Edit" or "Delete." If payments have already been made, you'll need to create a new expense to adjust the balance. For group admins, there's also an option to void payments and reset the expense if needed. We keep a detailed history of all changes for transparency among group members.

Absolutely! Our "Settle Up" feature allows you to pay multiple debts in a single transaction. From your dashboard, tap "Settle Up" to see all outstanding balances across all groups. You can select which debts to pay and complete everything in one payment. This is especially useful when you have small amounts owed to several friends. For group settlements, our "Simplify Debts" feature calculates the minimum number of transactions needed to zero all balances, saving everyone time and transaction fees.